Here’s a list of travel insurance affiliate programs and how you can make money as a blogger or influencer in the travel niche.
When you think of the travel industry combined with blogging, most people think about regular travel blogs. However, there’s a heavily underserved niche that many affiliates are overlooking, meaning there’s lots of money left on the table.
Travel insurance affiliate programs pay marketers who get tourists and other consumers to sign up for travel insurance, covering them on their trips domestic and abroad. In this sub-niche of travel blogging, insurance affiliate programs pay handsomely when marketers get consumers to pull the trigger and convert.
Insurance Affiliate Programs
Making money as a travel blogger may be done through two main avenues: Google AdSense and Affiliate Marketing. With AdSense, it’s difficult to make a respectable income unless your site gets mega-traffic. You’ll make a good supplemental income, but don’t expect primary income figures unless you’re pulling down millions of visitors.
If you’re just a straight-up travel blogger writing reviews of your favorite destinations, the lack of affiliate programs can severely limit your potential income.
Bloggers who write about trips often find that affiliate networks offering discounts on travel insurance are among the most lucrative opportunities. More importantly, the affiliate commission structure of many travel insurance plans is quite competitive.
Affiliate networks such as ShareASale, Skimlinks, Cuelinks, Vcommission, etc., all provide travel insurance affiliate programs, and we’ve listed the most marketer-friendly and profitable options in the industry.
1. SafetyWing
SafetyWing is a great travel insurance affiliate program that offers multiple ways to earn a commission. First, it offers a wide variety of coverage options for customers at an extremely affordable price. Their thrifty rates already put you ahead of the game.
They offer coverage for things like lost baggage, COVID-19, trip interruptions, and other medical emergencies. But you can earn with more than just customer signups.
Bring on additional affiliates and you’ll earn a generous portion of what they make, as well. If you’re looking for a powerful way to make passive income, SafetyWing is one of the best.
Why We Love This Program: More than one way to earn affiliate commissions.
2. Holiday Extras
Cookie Duration: Unknown
Commission: 2%
As a worldwide company, Holiday Extras provides a variety of services as well as insurance plans. Airport parking, postal parking, and hotel parking are all available. Visitors who click on your affiliate link are sent directly to Holiday Extra’s main page.
They can customize their trip by selecting the number of travelers, dates, insurance coverage, and more. Also, they can get a tailored price estimate from Holiday Extras. Customers can choose between annual coverage and coverage for a single trip. Choosing annual coverage gives you residual income since it’s extended for a longer period.
Affiliates can sign up for the Holiday Extras affiliate program using Skimlinks.
Why We Love This Program: There are many different coverages available, in addition to annual and single-trip coverage, giving your readers options regardless of their budget or travel frequency.
3. TravelInsurance.com
There is no better place to compare travel insurance rates than TravelInsurance.com. Trip cancellations, unexpected medical expenses, and lost baggage are just some things covered by the plans this firm offers.
Customers may view side-by-side comparisons of available plans and buy coverage without ever leaving TravelInsurance.com. When a consumer makes a purchase online, they are immediately given an email with their insurance information attached.
Numerous significant media have featured TravelInsurance.com, including the New York Times, Forbes, Fox News, NBC, and Money Digest.
Since they don’t list their commission rates, and cookie duration publically, you’ll need to apply to the TravelInsurance affiliate program to learn more.
Why We Love This Program: One of the nicest things about this price comparison website is its easy use. In contrast, the endorsement of this provider by several media outlets may serve as an additional selling point, as it gives potential customers an element of trust and increases the provider’s reputation.
4. Travel Guard
Travel Guard has several different plans available to accommodate a wide range of customer requirements and budgets. For travelers who need a versatile selection of different protection plans, this is an excellent provider to do business with. Basic, preferred, and premium subscription tiers are available through the website.
The deluxe package includes round-the-clock access to travel aid services, while the basic plan provides only the bare minimum. The Preferred Plan is an economic middle ground between the two deluxe and basic.
In addition to their standard policies, Travel Guard also offers specialized protection for your next trip. Accidents on an airplane, wrecked rental cars, medical care for a more extended trip, and emergency travel packages are all things that these policies can cover.
Commission Junction handles affiliate management for Travel Guard. They don’t list commission rates publically.
Why We Love This Program: One of the best things about selling for Travel Guard is the variety of options available. Access to a range of entry-level plans to accommodate a variety of budgets is a good bonus. Affiliate marketers who are curious about this program but aren’t sure how much they stand to make need to contact an affiliate manager for more information.
5. Allianz Global Assistance
Under the Allianz brand, Allianz Global Assistance offers travel insurance for roaming business executives. Allianz Global Assistance serves more than 35 million customers. In addition to simple insurance, they also provide a 24-hour helpline and a mobile app called TravelSmart.
Allianz Travel Insurance’s parent company, Allianz, is well-known in the business world for providing different services for corporate organizations, so this may be a hit with that market. Use targeted ads to your advantage and you may get the upper hand.
Medical evacuation, hospitalization, and general health care abroad are all things that are covered by the various travel insurance policies. Cancellation and interruption coverage is available with select add-ons.
Why We Love This Program: Because Allianz is its parent firm, Allianz Global Assistance has a good reputation that may sway specific customers if you promote it. Affiliate marketers can use the flat commission rate ($12-$25 per sale) as a basis for financial forecasting and planning. As a bonus, the cookies are a respectable length.
Learn more about the Allianz Travel Insurance Affiliate Program
6. Travel Insurance Center
There are 14 different travel insurance companies, and Travel Insurance Center compares them all for you. Travel Insurance Center provides a variety of traveler insurance policies, including those for accidental death and dismemberment, yearly travel, general health, single trips, and groups.
As soon as a consumer signs up for Travel Insurance Center, the recommended affiliate receives a commission based on the customer’s unique customer ID. That implies the affiliate will continue to earn a fee for as long as the consumer has an active insurance policy through any Travel Insurance Center website.
Professionals in the insurance and tourism industries are welcome to join the affiliate program.
Why We Love This Program: Although the commission for promoting Travel Insurance Center is modest (only $5), the opportunity for recurring commissions is a pleasant bonus. Potential clients may also appreciate the variety of travel insurance companies available.
7. Travelex Insurance Services
Cookie Duration: 45 Days
Commission: Up to $25 per sale
In addition to providing travel insurance, Travelex Insurance also assists with urgent passport applications and obtaining foreign driver’s licenses. Through the Travelex affiliate program, you’ll make up to $25 per sale. However, there is an additional percentage available.
Insurance for lost luggage, transportation delays, medical emergencies, and more are all available via Travelex Insurance Services. This agency also assists with acquiring foreign driver’s licenses and expedited passports.
This organization is notable for pioneering the travel insurance industry by including a provision for excluding pre-existing conditions. With the support of Travelex Insurance, new types of family travel packages emerged, such as those that provided free coverage for children and included coverage for “key persons” in households where parents did not stay at home (nannies, babysitters, etc).
Why We Love This Program: A fantastic perk for affiliates is the set percentage commission offered by Travelex Insurance Services (around three times what some other companies offer). Potential consumers may also be enticed by the pre-existing condition waiver and the free child care.
8. Insure My Trip
One of the earliest travel insurance comparison services, Insure My Trip, has been around since 2004. This organization prioritizes ease of use and assists clients in obtaining the most appropriate insurance coverage for their needs. Over 4 million people have benefited from using Insure My Trip.
The two different affiliate payout structures make the affiliate program attractive. Both a referral and a commission-based scheme are available to marketers. This organization has one-on-one conversations with prospective affiliates to find the most suitable partners, so be prepared to jump through some hoops.
Why We Love This Program: It’s possible that this company’s comparison website may attract a large number of tourists because it gives consumers complete control over their bookings. It’s also intriguing to have a choice between two affiliate payout options. Take a look at the Insure My Trip affiliate program to learn more.
9. Nationwide Travel Insurance Affiliate
Cookie Duration: Varies
Commission: Minimum $60, 15%
Signup: https://www.visitorscoverage.com/affiliate-partnership/
You’ve probably heard of Nationwide Insurance on television commercials advertising their life or automobile insurance offerings. In fact, they’re one of the largest insurance providers across the globe. This makes your customers a little more at ease when it comes to pulling the trigger on a policy.
You’ll earn 15% with a minimum of a $60 payout – but you’ll need to adhere to their policies without fail. it’s important to check the locations available and the rules that apply to said areas. There’s also different cookie durations based on the area you’re looking to promote.
Natinowide pays out monthly, and offers a variety of tools for their marketers, including widgets, banners, and other helpful material.
Why We Love This Program: Nationwide is a reputable insurance dealer so customers feel comfortable using their services.
10. Roam Right
Cookie Duration: 365 Days
Commission: 15%
Signup: https://www.roamright.com/affiliate-program/ or ShareASale
With Roam Right, you may get comprehensive travel insurance. Insurance for unexpected events like aircraft cancellations, trip interruptions, medical or security evacuation, lost luggage, or a car accident is all things that these policies can cover.
Sports coverage, dental insurance, and a “cancel for any reason” provision are just a few of the appealing customers may purchase. Many insurance plans allow for upgrades, allowing consumers to create a more customized form of coverage.
Many of the company’s plan options are described in detail on its website, so prospective consumers may get a sense of what they do and do not want in an insurance package before even talking to a representative. ShareASale is in charge of its affiliate program, so potential marketers can sign up and find more on the SAS website.
Why We Love This Program: The commission rate is good, and the cookie duration is great, so it’s worth your while to promote Roam Right. Marketers and their referred customers alike will appreciate the company’s transparency regarding its offerings. Another fantastic feature is a phone helpline open round-the-clock for consumers who are away from home.
11. AXA Assistance USA
Cookie Duration: Unknown
Commission: Unknown
Signup: https://www.axa-travel-insurance.com/affiliation-network
Marketers may take advantage of a progressive commission system at AXA Assistance USA. Payments for affiliates range from a $12 minimum to more than $105 per sale. Insurance plans from AXA Assistance USA can protect you in the event of a medical emergency, a canceled or delayed journey, lost luggage, or an evacuation due to a natural disaster or political unrest.
For each piece of insurance sold for up to $199, affiliate marketers get a $12 basic commission. Every additional $100 on the policy results in a $10 increase in bonus pay. Affiliate marketers get a 15% fee, starting at $105 for insurance plan purchases of $700 or more.
If you want to sign up, Awin manages the affiliate program for AXA Assistance USA.
Why We Love This Program: Taking advantage of the tiered commission system might be a fun and fascinating challenge for affiliate marketers. As an added bonus, the cookies are a respectable length.
12. Visitor’s Coverage
Cookie Duration: Unknown
Commission: Revenue Share
Signup: https://www.visitorscoverage.com/affiliate-partnership/
Visitor’s Coverage has several interesting options for travel insurance, such as packages for students, immigrants, and large groups. This business claims to have the highest commission rates of any travel insurance affiliate network. Affiliate marketers get a specific percentage of every sale in this revenue share structure. However, the exact amount you receive is determined after a call with a manager at Visitor’s Coverage – apparently, not every marketer receives the same compensation.
A variety of interesting travel insurance plans are available from this provider, such as those tailored to international students, immigrants, and organized tours. Coverage is also available for customers who plan to take repeated journeys related to business traveling, which allows for residual commission for the marketer responsible for the signup.
Why We Love This Program: You should promote Visitor’s Coverage because some plans are more unique and cover more circumstances than others, which might sway clients in the market for a certain kind of insurance.
Travel Insurance Affiliate Website Ideas
So, you’re an affiliate marketer, and you need ideas to create your website to earn more money selling insurance options.
If you plan on using any of the above-mentioned travel insurance affiliate programs to earn money, use the following tips to help structure your website and what to do with your affiliate link.
Don’t Just Join One Affiliate Program
To get things rolling, how about a travel blog that highlights offbeat getaways for the whole family? A website like this may also provide vacation packages, outdoor goods like tents and backpacks, or photographic supplies, in addition to travel insurance.
Advertising business travel insurance on a website about company culture building makes sense. Group training programs with video affiliate programs, employee incentive programs, gym equipment for organizations that give workout time for their staff, and even power suits and shoes might be included.
Making a website that caters only to people looking for their family tree on the Internet from all over the world is another option. Websites like this may also advertise flight reservations, smartphones with sophisticated imaging capabilities, family history organization memberships, and travel insurance.
Increase Your Income as a Travel Insurance Affiliate
It’s important to remember that the affiliate programs listed above are simply the tip of the iceberg. Product reviews, top 10 lists, how-to tutorials, and many other types of content may all be used to generate affiliate revenue for your website.
But how about visitors and sales? To what extent can you control how often a person clicks on an affiliate link or comes back for multiple trips?
You should also consider using banner advertisements to promote certain offers to visitors on your site. This is a great way to highlight specific offers that you want front and center that might pay bigger commissions for you or offer better incentives for your readers.
Travel Insurance Affiliate Programs: The Bottom Line
A travel insurance affiliate program is a great way to line your pocket if you’re looking for a solid way to make supplemental or side-hustle money. The travel insurance industry is booming right now, and the idea of being paid for every policy sold is attractive for many marketers. This means this niche won’t likely sustain such a small amount of competition for very long.
However, no matter how many travel insurance affiliate programs pop up, and regardless of how many marketers begin promoting these offers, the bottom line is the travel industry is massive. No matter how saturated a niche is, there’s always money to be made. The key is to be creative as an insurance affiliate, provide value to your readers, and always do honest business. Stick with these three elements, and there’s no reason you can’t enjoy long-term success.
FAQs
Do insurance companies have affiliate programs?
Yes, travel insurance companies have affiliate programs. They pay in a number of different ways, depending on how you’d like to be compensated and what your traffic numbers look like.
How do payouts work in the travel insurance affiliate industry?
There are several pay-grade models in the industry. Some programs allow you to select, while some have a payment program that’s standard across the board for everyone. Most companies, however, pay on a percentage scale known as revenue share. The standard in the industry is anywhere from 10 to 15% of what’s generated when customers buy travel insurance.
Do a lot of people buy travel insurance?
Yes, which is why travel bloggers are increasingly beginning to get involved in the travel insurance affiliate industry. As an insurance affiliate, the money is residual, as policies are continuously renewed. In addition, traveler ages have a wide range, meaning your target demographic is pretty large.
How accurate are the sales numbers?
A reputable insurance affiliate program provides real-time tracking for text links and graphic links that any of your readers click. This gives you an opportunity to constantly monitor who is clicking certain links and where the traffic is coming from – ultimately giving you a chance to observe where your conversions are coming from.
How do you deal with trip cancellations?
Dealing with customers who change their minds about insurance plans is highly frustrating. However, it’s just a normal part of being a marketer, and unfortunately, it is an issue that must be dealt with. Typically, when a customer cancels or doesn’t follow through with their payment or somehow opts out of insurance and wants a refund, there are several potential scenarios regarding the affiliate.
Many companies make marketers wait a certain number of days or weeks to ensure that the deal has been cleared. This way, when the money is paid out, there’s no possible way the company will lose the money paid out to an affiliate. Everything is secure. If you can wait for your commission, this is ideally the best way to get paid because there’s zero chance of you losing money.
However, you are subject to commission deductions when an affiliate is paid early, although it’s instant gratification. If a customer cancels after you’ve already been paid, you are levied with a commission deduction, meaning that the amount you earned on the canceled sale is taken out of your next commission check.
This is why it’s vitally important that you clearly state the rules and regulations of any plan you’re promoting on your website. Anything misconstrued, falsified, or presented deceiving to any customer has a high chance of leading to a cancelation, which only hurts your pocket in the long run.
Operating with transparency and honesty is the number one way to do business and remain successful, as black hat methods only provide a quick way to make a buck that can be taken away just as quickly.
